Personal Loans

Personal Loans Calculator. A number of loan companies on this page that should help you with your new loan application, even if you have some bad credit.

A personal loan is an unsecured debt borrowed for a fixed period of time. Borrowers usually make regular repayments. However, there are some exceptions to the rule.

There are a few ways to go about getting a personal loan. You can apply online, by phone, or in person at your local branch. Before you sign up, be sure to check the lender’s eligibility requirements. In most cases, you will need to be employed to qualify for a loan. Some lenders will also look for a history of employment, and may ask for a few months’ worth of payslips, or a tax return.

If you are a self-employed person, you will need one year’s worth of audited accounts. Your credit rating will be looked at, too. The good news is that you can improve your rating and qualify for a better deal.

Depending on the lender you choose, you will probably be offered an interest rate that is higher than you might otherwise expect. To make your life easier, many lenders allow you to choose your own payment day. This will ensure that you will only be charged interest on the months you don’t make a repayment.

Personal loans in the UK are available to borrowers with good or bad credit. Getting a personal loan is not always the easiest thing to do, but it can be well worth the effort. It’s a convenient way to fund a short or medium-term need, and can save you money in the long run.

A simple graphic of a four-leaf clover with a bright green color, often associated with St. Patrick's Day in Ireland or considered a symbol of good luck.

Bad Credit Ireland Cash Loans

Are you turning green as a result of applying for loans because you have bad credit Ireland and keep getting turned down? Do you feel…

Stylized icons representing money concepts, from left to right: a stack of banknotes, a hand holding a bag of very bad credit loans, and a wrapped gift box, suggesting themes of finance

Very Bad Credit Loans Available

Very Bad Credit Loans – when you have bad credit it can be difficult to get out of tough financial situations. In the event that…

Sleek sports car with distinctive black alloy wheel, red brake caliper, and quick personal loans available.

Quick Personal Loans Approved Online

Quick Personal Loans – life is always filled with surprises and emergencies where you’ll be required to come up with various amounts of money. Need…

A hand holding a fan of cash juxtaposed with another hand presenting a model house, with a banner advertising "sub prime lender locator: free instant access to hundreds of hard money lenders".

Sub Prime Lender Available Online

Leopard Loans is a broker for sub prime lender that will consider offering you a loan, even if other money-lenders won’t. Find A Sub Prime…

A happy family portrait featuring two parents standing behind a white sofa where their three smiling daughters, living with their parents after getting a loan, are seated.

Living With Parents Loan

Living With Parents Loan – we are pleased to be able to offer personal loans to clients who are living with their parents, grandparents or…

A hand holding a thick roll of US dollar bills, suggesting the best concept of wealth or savings.

Best 4 Loans Cash Advances

Best 4 Loans are an internet based loan company that specialise in unsecured loans. Loan Companies Best 4 Loans Quote from best4loans.com web site: “We…