Bad credit mobile phones – it is very hard to think of anyone today not having a mobile or not being able to get one as it is the norm these days to have one.
Even if you have some bad credit, then mobile phones should still be available to you.
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You may have bad credit because you have late payments on loans or credit cards, have County Court Judgments against your name or even taken out an Individual Voluntary Arrangement to help deal with your debts.
All of which has a detrimental affect on your credit rating. Even if you have bad credit mobile phones should still be made accessible to you.
Your credit history is a record of everywhere that you have lived, every financial contract you have had and any missed payments you have made in the past six years.
When you apply for any kind of credit, such as mobile phones, the company can check your credit file.
Even if you have bad credit mobile phones should still be in your reach.
The way mobile phone deals work is companies offer a free mobile phone, but in return the customer must take out a 12-24 month contract with them.
New smart-phones are highly subsidised so if you have a low credit score the company may feel that you are too much of a risk and decline you.
However, even if you have bad credit mobile phones should still be available to you.
If you have bad credit you may be accepted for a mobile contract for a lower end phone, and not one of the newest models on the market.
Going for an older model can increase your likelihood of being accepted, even if you have bad credit.
If you can’t get mobile phone contracts another option is to get a SIM only mobile phone deal.
By taking out the risk of paying back the value of a handset the provider will see a SIM only deal as less of a risk even if you have bad credit.
After several months the provider will see that you are financial reliable and may offer you a mobile phone contract with choice of handset.
The last option if you can’t get a mobile contract is to consider paying an upfront deposit of as much as you can afford so that the provider has less to lose out on if you do not continue to keep up with your monthly payments.
Even if you have bad credit mobile phones should still be an option for you.
Click on the banners on this page to be taken to great deals that you may be accepted for and finally get that much needed mobile contract you have been waiting for.
See also Cell Phones for People with Bad Credit.