Bad Credit Contract Phones

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You may be asking yourself where do I go to get bad credit contract phones?

Well if you are we are here to help you find the answer to that very question.

When applying for contract phones providers will carry out a credit check, just like when you apply for any other kind of credit, such as a loan.

Searching For Bad Credit Contract Phones?

Providers do this to see how financially reliable you are to keep up with the repayments and to help assess if you are a risk before offering you a phone contract.

The way a contract phone works is companies offer a free or reduced cost mobile phone handset, but in return the customer must take out a 12-24 month contract with them.

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New smart-phones are highly subsidised so if the company feels that due to your bad credit score they are at risk of not recovering their money through the contract you are highly likely to be declined.

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Are you still asking how to get bad credit contract phones?

Let us go on and explain further.

Contract phones that you are likely to be accepted for are contracts for a lower end mobile phone and not one of the newest models on the market.

Going for an older model can increase your likelihood of being accepted, even if you have bad credit.

Still asking how to get bad credit contract phones? Okay, we will go on to explain the other options available to you.

Another option to getting a contract phone is to go for a SIM only contract.

By taking out the risk of paying back the value of a handset the provider will see a SIM only deal as less of a risk.

Your last option to get a contract phone is to pay an upfront deposit of as much as you can so that the provider has less to lose out on if you do not continue to keep up with your monthly payments.

This may give you the option for a better handset.

With all this information we hope we have answered your original question of how to get a new bad credit contract mobile phone.

To get the full answer on how to get bad credit contract phones, click on the links on this page to be taken to companies that can help you get your final answer.

See also Bad Credit Mobile Phone.