Cell Phones for People with Bad Credit Scores – you may opt for a pay as you go phone or you could get a contract phone.
You can bring your own phone and opt for a contract.
It is well known that contract phones turn out to be cheaper or loaded with more features.
From talk time or minutes to texts, data to additional services, contracts are considerably better than pay as you go plans or tariffs.
However, you may or may not qualify for contracts depending on your credit score.
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Find Cell Phones for People with Bad Credit Score
Even in case of pay as you go deals or bring your own device plans, you have to purchase the phone to make use of the plans.
You may not be able to purchase the phone with a down payment in cash.
That would call for a financing option, which will again require you to have a decent or excellent credit score, depending on the amount of money you want to have financed.
The bottom line is that if you have poor credit or a bad credit score, then many deals will become inaccessible.
The only solution is to opt for cell phones for people that have bad credit.
Check out the Companies
Major telecoms or carriers and even the larger dealers in the country will not entertain applications for cell phones for people with bad credit.
They are quite stringent with the profiles they desire their subscribers or customers to have.
It has been reported in the media and also in press releases that major telecoms and carriers are considering revising their credit checks and eligibility criteria to include more people with decent or bad credit.
But the changes in policy will have a bearing on the kind of phones you qualify for and also the plans or tariffs you would be deemed eligible for.
Fortunately, there are companies that offer cell phones for people with bad credit.
These companies don’t harp on the credit score and instead check the present employment status and income as well as the overall profile of a loan applicant while determining the approval of the finance.
You need to deal with such companies to get cell phones for people with bad credit score.
Companies will have different eligibility factors. Not everyone will qualify for the best phone or just about any plan.
There could be lapses in some profiles, incomes may not be as desired and there would always be an application specific approval.
Check out the eligibility to know what you would qualify for and thus what you should apply for by clicking on the links and banners on this page to get started today!
See also Contract Phones Bad Credit.